Effective Date: 09/01/2016
Palmetto Payment Solutions (“PPS”, “we”, “us” or “our”), is committed to the safety of your personal, company, and financial information. We value our relationship and your trust.
Types of Information
The following types of information about you are collected by us:
Information about a Merchant’s or Sales Partner’s business, including its taxpayer identification number and certain other identifiable information (such as its financial history, when applicable);
Certain personally identifiable information of the owner of a Merchant or Sales Partner, including the owner’s name, address, social security number, and email address. This information may be necessary to process applications and other paperwork, and to contact the owner;
Your name, including user name or screen name and password;
Postal and/or e-mail address;
Mobile, home, fax and/or business telephone (including toll-free) number, service provider name, and the date, time and content of your message;
IP Address, and other technical information collected by the servers utilized by us or our vendors;
Credit/debit card and other billing information, including cardholder transaction data, card numbers, and expiration dates;
Information regarding the use of the Services, including but not limited to the redemption of gift and loyalty offers; and
Other information provided by you to us in any way.
The Services are not intended for anyone under the age of 18, nor do we knowingly collect or retain information in connection with the Services from children under the age of 13.
How Information is Collected
We may collect information in the following ways:
Through paper forms filled out by you;
Through SMS (Short Message Service) messages sent via your cell phone by you;
Through telephone calls made by you to us, or vice versa;
Through emails sent by you to us, or vice versa;
Through any other communications between you and us;
Information Use and Sharing
To improve or tailor the user experience with regard to the Services;
To provide information and offers regarding the Services, as well as other products and services offered by or through us or selected third parties;
To identify you.
We take every reasonable precaution to protect the confidentiality and security of your personal information by using industry recognized security safeguards such as site monitoring, secured networks and servers, firewalls, and encryption. When we ask for sensitive information, we protect it through the use of encryption during transmission, such as SSL (Secure Socket Layer). We regularly test and update our technology to enhance security. No method of transmission over the internet is 100% secure, however. Therefore, while we strive to protect your personal information within industry standards, we cannot guarantee its absolute security.
Our employees are trained and required to safeguard your information. Our strict internal controls limit access to information based on job functionality.
Protection of Cardholder and Customer Data
We are subject to the rules and regulations of credit and debit card associations and networks, such as VISA, MasterCard, American Express, Discover, Accel, NYCE, and Interlink. We are also compliant in regards to the security and safeguarding of cardholder information with “PCI DSS” (Payment Card Industry Data Security Standards), and “CISP” (Cardholder Information Security Program). We comply with all related rules and regulations at all times. We undergo periodic third-party assessments and network scans to ensure that we have installed and maintained a firewall configuration to protect data; encrypt transmission of cardholder data and sensitive information across networks; restrict access of data to those that need to know; track and monitor all access to network resources and cardholder data; regularly test security systems and processes; assign a unique ID to each person with computer access; restrict physical access to cardholder data; and maintain a policy that addresses information security. Additional information regarding these requirements can be found at: http://usa.visa.com/merchants/risk_management/cisp.html
Use of Web Technologies
Manage Accurate Information